The biggest difficulty which comes across with regards to NRI bank accounts is the logistics involved in getting the documentation submitted from the foreign country of NRI to the respective Bank in India. Interesting enough, at times it becomes difficult for a NRI to prove themselves as a NRI without which a NRI bank account can not be opened. Who is classified as a NRI can be understood from our NRI's Guide to Investing
page. An example can be where a NRI is born in UK and his father was born in Kenya and his grandfather was born in India. In order to prove as NRI, all relevant proofs would have to be present with the person. This is easier said than practical. Consider in the above example, proof of birth of grandfather in India (which would be probably over 20-70 years old), relationship between father & grandfather and father & NRI in many cases is not easily available.
We specialise in getting non resident bank accounts opened for our clients from the comfort of their home in their respective foreign country. From getting the application form filled, attaching relevant documents to the chasing up with the respective Bank to get the account opened - you name it and we do it all.